File your Income Tax Return with Patron Accounting — CA-assisted

IFSC Code of Yes Bank, Ucb Cuttack Gandhi Chak, Cuttack, Odisha — YESB0CUB013

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Ucb Cuttack Gandhi Chak branch in Cuttack, Cuttack, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Yes Bank located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code YESB0CUB013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Ucb Cuttack Gandhi Chak, Cuttack

Here are the key points that are associated with the IFSC Code YESB0CUB013 of Yes Bank for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CUB013
Branch Ucb Cuttack Gandhi Chak
City Cuttack
District Cuttack
State Odisha
Address Gandhi Chak 754071

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Cuttack for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CUB013 for the Ucb Cuttack Gandhi Chak branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Ucb Cuttack Gandhi Chak, Cuttack, Odisha, are allotted a unique IFSC like YESB0CUB013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cuttack.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cuttack and Cuttack.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Yes Bank in Ucb Cuttack Gandhi Chak reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code YESB0CUB013

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ucb Cuttack Gandhi Chak in Cuttack.

For example, the IFSC Code YESB0CUB013 of Yes Bank for the Ucb Cuttack Gandhi Chak branch has these elements, identifying the bank and the branch location in Cuttack and Odisha correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0CUB013 of Yes Bank for its Ucb Cuttack Gandhi Chak branch located in Cuttack, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Ucb Cuttack Gandhi Chak or Cuttack to get the exact IFSC Code YESB0CUB013.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Cuttack, you'll get the correct details.

How to Use IFSC Code YESB0CUB013 for Online Transfers?

Once you have the IFSC Code YESB0CUB013 for the Ucb Cuttack Gandhi Chak branch of Yes Bank in Cuttack, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0CUB013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Yes Bank IFSC Code YESB0CUB013.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Yes Bank Ucb Cuttack Gandhi Chak in Cuttack, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Cuttack Gandhi Chak, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuttack to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Ucb Cuttack Gandhi Chak, Cuttack?

The IFSC Code is YESB0CUB013.

Is the IFSC Code YESB0CUB013 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Ucb Cuttack Gandhi Chak?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ucb Cuttack Gandhi Chak branch?

The address of the branch is Gandhi Chak 754071 located in Cuttack, Cuttack, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby YES BANK Branches

10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.