The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Vasai Vikas Sahakari Bank Limited for its Boisar branch in Vasai, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Vasai Vikas Sahakari Bank Limited located in Vasai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code VVSB0000013. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Vasai Vikas Sahakari Bank Limited, Boisar, Vasai
The table below shows the main details of the IFSC Code VVSB0000013 for the Vasai Vikas Sahakari Bank Limited branch in Vasai, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Vasai Vikas Sahakari Bank Limited |
| IFSC Code | VVSB0000013 |
| Branch | Boisar |
| City | Vasai |
| District | Thane |
| State | Maharashtra |
| Address | Yash Siddhi Residency; Boisar Palghar Road; Beside Hotel Sun Rose; Boisar (West) Maharashtra, |
These details are crucial, not just for online banking users but also for businesses and individuals who use Vasai Vikas Sahakari Bank Limited in Vasai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code VVSB0000013 for the Boisar branch of Vasai Vikas Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Vasai Vikas Sahakari Bank Limited located in Boisar, Vasai, Maharashtra, is provided a unique IFSC like VVSB0000013 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Vasai Vikas Sahakari Bank Limited branch in Vasai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Vasai and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Vasai Vikas Sahakari Bank Limited in Boisar do not get misguided to another person.
Format of the IFSC Code VVSB0000013
The format of the IFSC Code for banks, including Vasai Vikas Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Vasai Vikas Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Boisar in Vasai.
For example, the IFSC Code VVSB0000013 of Vasai Vikas Sahakari Bank Limited for the Boisar branch includes these elements, identifying the bank and the branch location in Vasai and Maharashtra correctly.
How to Find IFSC Code for Vasai Vikas Sahakari Bank Limited?
If you are trying to find the IFSC Code VVSB0000013 of Vasai Vikas Sahakari Bank Limited for its Boisar branch located in Vasai, the following methods can help:
Cheque Book
The cheque book issued by Vasai Vikas Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Vasai Vikas Sahakari Bank Limited branches in Vasai and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Vasai Vikas Sahakari Bank Limited and navigate to the branch locator section. Search for Boisar or Vasai to get the exact IFSC Code VVSB0000013.
Mobile Banking App
If you use Vasai Vikas Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Vasai Vikas Sahakari Bank Limited and Vasai, you'll get the correct details.
How to Use IFSC Code VVSB0000013 for Online Transfers?
Once you have the IFSC Code VVSB0000013 for the Boisar branch of Vasai Vikas Sahakari Bank Limited in Vasai, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code VVSB0000013. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Vasai Vikas Sahakari Bank Limited IFSC Code VVSB0000013.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Vasai Vikas Sahakari Bank Limited Boisar in Vasai may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Vasai Vikas Sahakari Bank Limited in Boisar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Vasai Vikas Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vasai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Boisar Vasai branch is VVSB0000013.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Yash Siddhi Residency; Boisar Palghar Road; Beside Hotel Sun Rose; Boisar (West) Maharashtra,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.