The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Vasai Vikas Sahakari Bank Limited for its Navghar branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Vasai Vikas Sahakari Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code VVSB0000004. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Vasai Vikas Sahakari Bank Limited, Navghar, Thane
Here are the main details that are associated with the IFSC Code VVSB0000004 of Vasai Vikas Sahakari Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Vasai Vikas Sahakari Bank Limited |
| IFSC Code | VVSB0000004 |
| Branch | Navghar |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Adinath Apt., Ambadi Road, Navghar, Vasai (W), Dist. Thane - 401 201 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Vasai Vikas Sahakari Bank Limited in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code VVSB0000004 for the Navghar branch of Vasai Vikas Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Vasai Vikas Sahakari Bank Limited located in Navghar, Thane, Maharashtra, is provided with a unique IFSC like VVSB0000004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Vasai Vikas Sahakari Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Vasai Vikas Sahakari Bank Limited in Navghar do not get mixed with another location.
Format of the IFSC Code VVSB0000004
The format of the IFSC Code for banks, including Vasai Vikas Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Vasai Vikas Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Navghar in Thane.
For example, the IFSC Code VVSB0000004 of Vasai Vikas Sahakari Bank Limited for the Navghar branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Vasai Vikas Sahakari Bank Limited?
If you are trying to find the IFSC Code VVSB0000004 of Vasai Vikas Sahakari Bank Limited for its Navghar branch located in Thane, the following methods can help:
Cheque Book
The cheque book issued by Vasai Vikas Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Vasai Vikas Sahakari Bank Limited branches in Thane and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Vasai Vikas Sahakari Bank Limited and navigate to the branch locator section. Search for Navghar or Thane to get the exact IFSC Code VVSB0000004.
Mobile Banking App
If you use Vasai Vikas Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Vasai Vikas Sahakari Bank Limited and Thane, you'll get the correct details.
How to Use IFSC Code VVSB0000004 for Online Transfers?
Once you have the IFSC Code VVSB0000004 for the Navghar branch of Vasai Vikas Sahakari Bank Limited in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code VVSB0000004. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Vasai Vikas Sahakari Bank Limited IFSC Code VVSB0000004.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Vasai Vikas Sahakari Bank Limited Navghar in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Vasai Vikas Sahakari Bank Limited in Navghar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Vasai Vikas Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is VVSB0000004.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Adinath Apt., Ambadi Road, Navghar, Vasai (W), Dist. Thane - 401 201 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.