There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Dehradun Branch branch in Dehradun, Dehradun, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Uttarakhand State Cooperative Bank Limited situated in Dehradun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code USCB0001002. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Dehradun Branch, Dehradun
Here are the key points that are associated with the IFSC Code USCB0001002 of Uttarakhand State Cooperative Bank Limited for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Uttarakhand State Cooperative Bank Limited |
| IFSC Code | USCB0001002 |
| Branch | Dehradun Branch |
| City | Dehradun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Shree Tower,Near Suvidha Store Rispana Bridge Dehradun 248001 |
These details are important not only for users using online banking but also for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Dehradun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code USCB0001002 for the Dehradun Branch branch of Uttarakhand State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttarakhand State Cooperative Bank Limited located in Dehradun Branch, Dehradun, Uttarakhand, is provided with a unique IFSC like USCB0001002 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uttarakhand State Cooperative Bank Limited branch in Dehradun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dehradun and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Uttarakhand State Cooperative Bank Limited in Dehradun Branch do not get mixed with another location.
Format of the IFSC Code USCB0001002
The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttarakhand State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dehradun Branch in Dehradun.
For example, the IFSC Code USCB0001002 of Uttarakhand State Cooperative Bank Limited for the Dehradun Branch branch has these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.
How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?
If you are trying to find the IFSC Code USCB0001002 of Uttarakhand State Cooperative Bank Limited for its Dehradun Branch branch located in Dehradun, the following methods can help:
Cheque Book
The cheque book issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uttarakhand State Cooperative Bank Limited branches in Dehradun and Dehradun, print them on the first page of your passbook.
Bank Website
Visit the official website of Uttarakhand State Cooperative Bank Limited and navigate to the branch locator section. Search for Dehradun Branch or Dehradun to get the exact IFSC Code USCB0001002.
Mobile Banking App
If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttarakhand State Cooperative Bank Limited and Dehradun, you'll get the correct details.
How to Use IFSC Code USCB0001002 for Online Transfers?
Once you have the IFSC Code USCB0001002 for the Dehradun Branch branch of Uttarakhand State Cooperative Bank Limited in Dehradun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code USCB0001002. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001002.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttarakhand State Cooperative Bank Limited Dehradun Branch in Dehradun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Dehradun Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttarakhand State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dehradun manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is USCB0001002.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shree Tower,Near Suvidha Store Rispana Bridge Dehradun 248001 located in Dehradun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.