The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uttarakhand State Cooperative Bank Limited for its Chakrata Dehradun branch in Dehradun, Dehradun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uttarakhand State Cooperative Bank Limited located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code USCB0001005. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uttarakhand State Cooperative Bank Limited, Chakrata Dehradun, Dehradun
The table below shows the main details of the IFSC Code USCB0001005 for the Uttarakhand State Cooperative Bank Limited branch in Dehradun, which falls under the Dehradun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Uttarakhand State Cooperative Bank Limited |
| IFSC Code | USCB0001005 |
| Branch | Chakrata Dehradun |
| City | Dehradun |
| District | Dehradun |
| State | Uttarakhand |
| Address | 10 Tilak Road Dehradun 248001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uttarakhand State Cooperative Bank Limited in Dehradun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code USCB0001005 for the Chakrata Dehradun branch of Uttarakhand State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uttarakhand State Cooperative Bank Limited located in Chakrata Dehradun, Dehradun, Uttarakhand, is provided a unique IFSC like USCB0001005 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uttarakhand State Cooperative Bank Limited branch in Dehradun.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dehradun and Dehradun.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Uttarakhand State Cooperative Bank Limited in Chakrata Dehradun do not get misguided to another person.
Format of the IFSC Code USCB0001005
The format of the IFSC Code for banks, including Uttarakhand State Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uttarakhand State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chakrata Dehradun in Dehradun.
For example, the IFSC Code USCB0001005 of Uttarakhand State Cooperative Bank Limited for the Chakrata Dehradun branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.
How to Find IFSC Code for Uttarakhand State Cooperative Bank Limited?
If you are looking for the IFSC Code USCB0001005 of Uttarakhand State Cooperative Bank Limited for its Chakrata Dehradun branch located in Dehradun, the following methods can help:
Cheque Book
The cheque book that is issued by Uttarakhand State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttarakhand State Cooperative Bank Limited branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttarakhand State Cooperative Bank Limited and look for the branch locator section, then search for Chakrata Dehradun or Dehradun to get the exact IFSC Code USCB0001005.
Mobile Banking App
If you use Uttarakhand State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttarakhand State Cooperative Bank Limited and Dehradun, then it will provide you proper information.
How to Use IFSC Code USCB0001005 for Online Transfers?
Once you have the IFSC Code USCB0001005 for the Chakrata Dehradun branch of Uttarakhand State Cooperative Bank Limited in Dehradun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code USCB0001005. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttarakhand State Cooperative Bank Limited IFSC Code USCB0001005.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttarakhand State Cooperative Bank Limited Chakrata Dehradun in Dehradun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uttarakhand State Cooperative Bank Limited in Chakrata Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttarakhand State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehradun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chakrata Dehradun Dehradun branch is USCB0001005.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 10 Tilak Road Dehradun 248001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.