For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its The District Co-Operative Bank Ltd Agra branch in Agra, Agra, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB00AGDCB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, The District Co-Operative Bank Ltd Agra, Agra
The table below shows the main details of the IFSC Code UPCB00AGDCB for the Uttar Pradesh Cooperative Bank Ltd branch in Agra, which falls under the Agra district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB00AGDCB |
| Branch | The District Co-Operative Bank Ltd Agra |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| Address | 71, M G Road , Agra 282002 |
These details help users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Agra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB00AGDCB for the The District Co-Operative Bank Ltd Agra branch of Uttar Pradesh Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UPCB00AGDCB is given to every bank branch, including Uttar Pradesh Cooperative Bank Ltd located in The District Co-Operative Bank Ltd Agra, Agra, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uttar Pradesh Cooperative Bank Ltd branch in Agra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Agra and Agra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uttar Pradesh Cooperative Bank Ltd in The District Co-Operative Bank Ltd Agra doesn't end up at another location.
Format of the IFSC Code UPCB00AGDCB
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttar Pradesh Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The District Co-Operative Bank Ltd Agra in Agra.
For example, the IFSC Code UPCB00AGDCB of Uttar Pradesh Cooperative Bank Ltd for the The District Co-Operative Bank Ltd Agra branch has these elements, identifying the bank and the branch location in Agra and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are looking for the IFSC Code UPCB00AGDCB of Uttar Pradesh Cooperative Bank Ltd for its The District Co-Operative Bank Ltd Agra branch located in Agra, the following methods can help:
Cheque Book
The cheque book that is issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uttar Pradesh Cooperative Bank Ltd branches in Agra and Agra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uttar Pradesh Cooperative Bank Ltd and look for the branch locator section, then search for The District Co-Operative Bank Ltd Agra or Agra to get the exact IFSC Code UPCB00AGDCB.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uttar Pradesh Cooperative Bank Ltd and Agra, then it will provide you proper information.
How to Use IFSC Code UPCB00AGDCB for Online Transfers?
Once you have the IFSC Code UPCB00AGDCB for the The District Co-Operative Bank Ltd Agra branch of Uttar Pradesh Cooperative Bank Ltd in Agra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UPCB00AGDCB. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB00AGDCB.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uttar Pradesh Cooperative Bank Ltd The District Co-Operative Bank Ltd Agra in Agra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uttar Pradesh Cooperative Bank Ltd in The District Co-Operative Bank Ltd Agra, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Agra manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB00AGDCB.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 71, M G Road , Agra 282002 located in Agra, Agra, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.