For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uttar Pradesh Cooperative Bank Ltd for its Agra Branch branch in Agra, Agra, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uttar Pradesh Cooperative Bank Ltd located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UPCB0000022. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uttar Pradesh Cooperative Bank Ltd, Agra Branch, Agra
Below in the table are the key details related to IFSC Code UPCB0000022 of Uttar Pradesh Cooperative Bank Ltd for its branch located in Agra, within the district of Agra in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uttar Pradesh Cooperative Bank Ltd |
| IFSC Code | UPCB0000022 |
| Branch | Agra Branch |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| Address | Belanganj, |
These details help users in online banking and for businesses and individuals who use Uttar Pradesh Cooperative Bank Ltd in Agra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UPCB0000022 for the Agra Branch branch of Uttar Pradesh Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uttar Pradesh Cooperative Bank Ltd located in Agra Branch, Agra, Uttar Pradesh, are allotted a unique IFSC like UPCB0000022 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Agra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Agra and Agra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uttar Pradesh Cooperative Bank Ltd in Agra Branch reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UPCB0000022
The format of the IFSC Code for banks, including Uttar Pradesh Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uttar Pradesh Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Agra Branch in Agra.
For example, the IFSC Code UPCB0000022 of Uttar Pradesh Cooperative Bank Ltd for the Agra Branch branch has these elements, identifying the bank and the branch location in Agra and Uttar Pradesh correctly.
How to Find IFSC Code for Uttar Pradesh Cooperative Bank Ltd?
If you are trying to find the IFSC Code UPCB0000022 of Uttar Pradesh Cooperative Bank Ltd for its Agra Branch branch located in Agra, the following methods can help:
Cheque Book
The cheque book issued by Uttar Pradesh Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uttar Pradesh Cooperative Bank Ltd branches in Agra and Agra, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uttar Pradesh Cooperative Bank Ltd and navigate to the branch locator section. Search for Agra Branch or Agra to get the exact IFSC Code UPCB0000022.
Mobile Banking App
If you use Uttar Pradesh Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uttar Pradesh Cooperative Bank Ltd and Agra, you'll get the correct details.
How to Use IFSC Code UPCB0000022 for Online Transfers?
If you have the IFSC Code UPCB0000022 for the Agra Branch branch of Uttar Pradesh Cooperative Bank Ltd in Agra, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UPCB0000022. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uttar Pradesh Cooperative Bank Ltd IFSC Code UPCB0000022.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uttar Pradesh Cooperative Bank Ltd Agra Branch in Agra, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uttar Pradesh Cooperative Bank Ltd in Agra Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uttar Pradesh Cooperative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Agra manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UPCB0000022.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Belanganj, located in Agra, Agra, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
