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IFSC Code of Unity Small Finance Bank Limited, Kashi Village, Thane, Maharashtra — UNBA0000052

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Kashi Village branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Unity Small Finance Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UNBA0000052. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, Kashi Village, Thane

Below in the table are the key details related to IFSC Code UNBA0000052 of Unity Small Finance Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank Unity Small Finance Bank Limited
IFSC Code UNBA0000052
Branch Kashi Village
City Thane
District Thane
State Maharashtra
Address Manshi Classic,Survey No.6/1,Hissa No.1,Near Talav Zari Mari Road,Kashi Village,Mira Road,Thane District-401104

These details help users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000052 for the Kashi Village branch of Unity Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Kashi Village, Thane, Maharashtra, are allotted a unique IFSC like UNBA0000052 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thane and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Unity Small Finance Bank Limited in Kashi Village reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code UNBA0000052

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Unity Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kashi Village in Thane.

For example, the IFSC Code UNBA0000052 of Unity Small Finance Bank Limited for the Kashi Village branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are looking for the IFSC Code UNBA0000052 of Unity Small Finance Bank Limited for its Kashi Village branch located in Thane, the following methods can help:

Cheque Book

The cheque book that is issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Unity Small Finance Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Unity Small Finance Bank Limited and look for the branch locator section, then search for Kashi Village or Thane to get the exact IFSC Code UNBA0000052.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Unity Small Finance Bank Limited and Thane, then it will provide you proper information.

How to Use IFSC Code UNBA0000052 for Online Transfers?

Once you have the IFSC Code UNBA0000052 for the Kashi Village branch of Unity Small Finance Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0000052. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000052.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited Kashi Village in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Kashi Village, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Unity Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Unity Small Finance Bank Limited in Kashi Village, Thane?

The IFSC Code is UNBA0000052.

Is the IFSC Code UNBA0000052 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Unity Small Finance Bank Limited Kashi Village?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kashi Village branch?

The address of the branch is Manshi Classic,Survey No.6/1,Hissa No.1,Near Talav Zari Mari Road,Kashi Village,Mira Road,Thane District-401104 located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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