For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Brahmand Society Thane branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Unity Small Finance Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UNBA0000037. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Unity Small Finance Bank Limited, Brahmand Society Thane, Thane
Below in the table are the key details related to IFSC Code UNBA0000037 of Unity Small Finance Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Unity Small Finance Bank Limited |
| IFSC Code | UNBA0000037 |
| Branch | Brahmand Society Thane |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Shop No-1,2,3,Chesterton Bldg,Opp Hiranandani Foundation School,Hiranandani Estate,Ghodbunder Road,Thane West-400607 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000037 for the Brahmand Society Thane branch of Unity Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Brahmand Society Thane, Thane, Maharashtra, are given a unique IFSC like UNBA0000037 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Unity Small Finance Bank Limited in Brahmand Society Thane goes to the correct branch. This is important because Unity Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UNBA0000037
The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Brahmand Society Thane in Thane.
For example, the IFSC Code UNBA0000037 of Unity Small Finance Bank Limited for the Brahmand Society Thane branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Unity Small Finance Bank Limited?
If you are trying to find the IFSC Code UNBA0000037 of Unity Small Finance Bank Limited for its Brahmand Society Thane branch located in Thane, the following methods can help:
Cheque Book
The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Thane and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Brahmand Society Thane or Thane to get the exact IFSC Code UNBA0000037.
Mobile Banking App
If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Thane, you'll get the correct details.
How to Use IFSC Code UNBA0000037 for Online Transfers?
Once you have the IFSC Code UNBA0000037 for the Brahmand Society Thane branch of Unity Small Finance Bank Limited in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UNBA0000037. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000037.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Brahmand Society Thane in Thane may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Brahmand Society Thane, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Unity Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UNBA0000037.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No-1,2,3,Chesterton Bldg,Opp Hiranandani Foundation School,Hiranandani Estate,Ghodbunder Road,Thane West-400607 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.