IFSC Code of Unity Small Finance Bank Limited, New Railway Road, Gurugram, Haryana — UNBA0000612

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its New Railway Road branch in Gurugram, Gurugram, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Unity Small Finance Bank Limited located in Gurugram or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UNBA0000612. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Unity Small Finance Bank Limited, New Railway Road, Gurugram

The table below shows the main details of the IFSC Code UNBA0000612 for the Unity Small Finance Bank Limited branch in Gurugram, which falls under the Gurugram district in Haryana.

These details helps users in online banking and for businesses and individuals who use Unity Small Finance Bank Limited in Gurugram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000612 for the New Railway Road branch of Unity Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UNBA0000612 is given to every bank branch, including Unity Small Finance Bank Limited located in New Railway Road, Gurugram, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Unity Small Finance Bank Limited branch in Gurugram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gurugram and Gurugram.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Unity Small Finance Bank Limited in New Railway Road doesn't end up at another location.

Format of the IFSC Code UNBA0000612

The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as New Railway Road in Gurugram.

For example, the IFSC Code UNBA0000612 of Unity Small Finance Bank Limited for the New Railway Road branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.

How to Find IFSC Code for Unity Small Finance Bank Limited?

If you are looking for the IFSC Code UNBA0000612 of Unity Small Finance Bank Limited for its New Railway Road branch located in Gurugram, the following methods can help:

Cheque Book

The cheque book that is issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Unity Small Finance Bank Limited branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Unity Small Finance Bank Limited and look for the branch locator section, then search for New Railway Road or Gurugram to get the exact IFSC Code UNBA0000612.

Mobile Banking App

If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Unity Small Finance Bank Limited and Gurugram, then it will provide you proper information.

How to Use IFSC Code UNBA0000612 for Online Transfers?

Once you have the IFSC Code UNBA0000612 for the New Railway Road branch of Unity Small Finance Bank Limited in Gurugram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UNBA0000612. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000612.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Unity Small Finance Bank Limited New Railway Road in Gurugram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in New Railway Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Unity Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurugram to handle online money transfers and get their cheques cleared smoothly.