There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Unity Small Finance Bank Limited for its Gurgaon Sector Sixty Three branch in Gurugram, Gurugram, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Unity Small Finance Bank Limited situated in Gurugram or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UNBA0000615. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Unity Small Finance Bank Limited, Gurgaon Sector Sixty Three, Gurugram
Here are the key points that are associated with the IFSC Code UNBA0000615 of Unity Small Finance Bank Limited for its branch located in Gurugram, within the district of Gurugram in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Unity Small Finance Bank Limited |
| IFSC Code | UNBA0000615 |
| Branch | Gurgaon Sector Sixty Three |
| City | Gurugram |
| District | Gurugram |
| State | Haryana |
| Address | Shop No 7,8,9, Paras Trinity, Sector 63, Gurugram, Haryana- 122011 |
These details are essential not only for online banking users but also for businesses and individuals who use Unity Small Finance Bank Limited in Gurugram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UNBA0000615 for the Gurgaon Sector Sixty Three branch of Unity Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Unity Small Finance Bank Limited located in Gurgaon Sector Sixty Three, Gurugram, Haryana, are allotted a unique IFSC like UNBA0000615 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurugram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurugram and Gurugram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Unity Small Finance Bank Limited in Gurgaon Sector Sixty Three reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code UNBA0000615
The format of the IFSC Code for banks, including Unity Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Unity Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurgaon Sector Sixty Three in Gurugram.
For example, the IFSC Code UNBA0000615 of Unity Small Finance Bank Limited for the Gurgaon Sector Sixty Three branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.
How to Find IFSC Code for Unity Small Finance Bank Limited?
If you are trying to find the IFSC Code UNBA0000615 of Unity Small Finance Bank Limited for its Gurgaon Sector Sixty Three branch located in Gurugram, the following methods can help:
Cheque Book
The cheque book issued by Unity Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Unity Small Finance Bank Limited branches in Gurugram and Gurugram, print them on the first page of your passbook.
Bank Website
Visit the official website of Unity Small Finance Bank Limited and navigate to the branch locator section. Search for Gurgaon Sector Sixty Three or Gurugram to get the exact IFSC Code UNBA0000615.
Mobile Banking App
If you use Unity Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Unity Small Finance Bank Limited and Gurugram, you'll get the correct details.
How to Use IFSC Code UNBA0000615 for Online Transfers?
Once you have the IFSC Code UNBA0000615 for the Gurgaon Sector Sixty Three branch of Unity Small Finance Bank Limited in Gurugram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UNBA0000615. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Unity Small Finance Bank Limited IFSC Code UNBA0000615.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Unity Small Finance Bank Limited Gurgaon Sector Sixty Three in Gurugram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Unity Small Finance Bank Limited in Gurgaon Sector Sixty Three, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Unity Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gurugram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UNBA0000615.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No 7,8,9, Paras Trinity, Sector 63, Gurugram, Haryana- 122011 located in Gurugram, Gurugram, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.