The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Currency Chest Tiruchirapalli branch in Tiruchirapalli, Tiruchirapalli, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Union Bank Of India located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0584592. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Union Bank Of India, Currency Chest Tiruchirapalli, Tiruchirapalli
The table below shows the main details of the IFSC Code UBIN0584592 for the Union Bank Of India branch in Tiruchirapalli, which falls under the Tiruchirapalli district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0584592 |
| Branch | Currency Chest Tiruchirapalli |
| City | Tiruchirapalli |
| District | Tiruchirapalli |
| State | Tamil Nadu |
| Address | 66 West Boule Ward Road |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Tiruchirapalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0584592 for the Currency Chest Tiruchirapalli branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Currency Chest Tiruchirapalli, Tiruchirapalli, Tamil Nadu, are allotted a unique IFSC like UBIN0584592 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tiruchirapalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tiruchirapalli and Tiruchirapalli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Currency Chest Tiruchirapalli reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code UBIN0584592
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Currency Chest Tiruchirapalli in Tiruchirapalli.
For example, the IFSC Code UBIN0584592 of Union Bank Of India for the Currency Chest Tiruchirapalli branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0584592 of Union Bank Of India for its Currency Chest Tiruchirapalli branch located in Tiruchirapalli, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Tiruchirapalli and Tiruchirapalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Currency Chest Tiruchirapalli or Tiruchirapalli to find the exact IFSC Code UBIN0584592.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Tiruchirapalli will provide accurate information.
How to Use IFSC Code UBIN0584592 for Online Transfers?
Once you have the IFSC Code UBIN0584592 for the Currency Chest Tiruchirapalli branch of Union Bank Of India in Tiruchirapalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0584592. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0584592.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Currency Chest Tiruchirapalli in Tiruchirapalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Currency Chest Tiruchirapalli, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Tiruchirapalli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0584592.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 66 West Boule Ward Road located in Tiruchirapalli, Tiruchirapalli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.