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IFSC Code of Union Bank Of India, Tiruchi Cantonment, Tiruchirapalli, Tamil Nadu — UBIN0555282

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Tiruchi Cantonment branch in Tiruchiorappalli, Tiruchirapalli, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Tiruchiorappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UBIN0555282. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Tiruchi Cantonment, Tiruchiorappalli

Here are some of the key details that come with the IFSC Code UBIN0555282 of Union Bank Of India for its branch located in Tiruchiorappalli, within the district of Tiruchirapalli in the state of Tamil Nadu.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0555282
Branch Tiruchi Cantonment
City Tiruchiorappalli
District Tiruchirapalli
State Tamil Nadu
Address Kalai Arangam Complex, Road No. 16, Williams,Road, Cantonment, Dist. Tiruchirapalli,Tamil Nadu - 620 001.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Tiruchiorappalli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0555282 for the Tiruchi Cantonment branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Tiruchi Cantonment, Tiruchiorappalli, Tamil Nadu, are given a unique IFSC like UBIN0555282 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchiorappalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tiruchiorappalli and Tiruchirapalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Tiruchi Cantonment goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0555282

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tiruchi Cantonment in Tiruchiorappalli.

For example, the IFSC Code UBIN0555282 of Union Bank Of India for the Tiruchi Cantonment branch includes these elements, identifying the bank and the branch location in Tiruchiorappalli and Tamil Nadu accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0555282 of Union Bank Of India for its Tiruchi Cantonment branch located in Tiruchiorappalli, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Tiruchiorappalli and Tiruchirapalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Tiruchi Cantonment or Tiruchiorappalli to get the exact IFSC Code UBIN0555282.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Tiruchiorappalli that will provide accurate information.

How to Use IFSC Code UBIN0555282 for Online Transfers?

Once you have the IFSC Code UBIN0555282 for the Tiruchi Cantonment branch of Union Bank Of India in Tiruchiorappalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0555282. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0555282.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tiruchi Cantonment in Tiruchiorappalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tiruchi Cantonment, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruchiorappalli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Tiruchi Cantonment, Tiruchiorappalli?

The IFSC Code is UBIN0555282.

Is the IFSC Code UBIN0555282 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Tiruchi Cantonment?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tiruchi Cantonment branch?

The address of the branch is Kalai Arangam Complex, Road No. 16, Williams,Road, Cantonment, Dist. Tiruchirapalli,Tamil Nadu - 620 001. located in Tiruchiorappalli, Tiruchirapalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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