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IFSC Code of Union Bank Of India, Vasant Kunj, New Delhi, Delhi — UBIN0576956

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Vasant Kunj branch in South West, New Delhi, Delhi, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in South West or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UBIN0576956. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Vasant Kunj, South West

Here are the main details that are associated with the IFSC Code UBIN0576956 of Union Bank Of India for its branch located in South West, within the district of New Delhi in the state of Delhi.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0576956
Branch Vasant Kunj
City South West
District New Delhi
State Delhi
Address 161-A 9 Kishan Garh Mehrauli Mahipalpur Road New Delhi Pin 110070

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in South West for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0576956 for the Vasant Kunj branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Vasant Kunj, South West, Delhi, is provided a unique IFSC like UBIN0576956 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Union Bank Of India branch in South West.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like South West and New Delhi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Vasant Kunj do not get misguided to another person.

Format of the IFSC Code UBIN0576956

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vasant Kunj in South West.

For example, the IFSC Code UBIN0576956 of Union Bank Of India for the Vasant Kunj branch includes these elements, identifying the bank and the branch location in South West and Delhi accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0576956 of Union Bank Of India for its Vasant Kunj branch located in South West, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in South West and New Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Vasant Kunj or South West to find the exact IFSC Code UBIN0576956.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and South West will provide accurate information.

How to Use IFSC Code UBIN0576956 for Online Transfers?

Once you have the IFSC Code UBIN0576956 for the Vasant Kunj branch of Union Bank Of India in South West, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0576956. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0576956.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Vasant Kunj in South West, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Vasant Kunj, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in South West manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Vasant Kunj, South West?

The IFSC Code is UBIN0576956.

Is the IFSC Code UBIN0576956 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Vasant Kunj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vasant Kunj branch?

The address of the branch is 161-A 9 Kishan Garh Mehrauli Mahipalpur Road New Delhi Pin 110070 located in South West, New Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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