IFSC Code of Union Bank Of India, Rohini Sec-, New Delhi, Delhi- UBIN0816400

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its Rohini Sec- branch in North-West Delhi, New Delhi, Delhi, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in North-West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UBIN0816400. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Rohini Sec-, North-West Delhi

The table below shows the main details of the IFSC Code UBIN0816400 for the Union Bank Of India branch in North-West Delhi, which falls under the New Delhi district in Delhi.

These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in North-West Delhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0816400 for the Rohini Sec- branch of Union Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0816400 is given to every bank branch, including Union Bank Of India located in Rohini Sec-, North-West Delhi, Delhi, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in North-West Delhi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like North-West Delhi and New Delhi.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Delhi and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Rohini Sec- doesn't end up at another location.

Format of the IFSC Code UBIN0816400

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rohini Sec- in North-West Delhi.

For example, the IFSC Code UBIN0816400 of Union Bank Of India for the Rohini Sec- branch includes these elements, identifying the bank and the branch location in North-West Delhi and Delhi accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0816400 of Union Bank Of India for its Rohini Sec- branch located in North-West Delhi, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in North-West Delhi and New Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Rohini Sec- or North-West Delhi to get the exact IFSC Code UBIN0816400.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and North-West Delhi, then it will provide you proper information.

How to Use IFSC Code UBIN0816400 for Online Transfers?

Once you have the IFSC Code UBIN0816400 for the Rohini Sec- branch of Union Bank Of India in North-West Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0816400. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0816400.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Rohini Sec- in North-West Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Rohini Sec-, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North-West Delhi manage online transfers as well as cheque clearances with ease.