IFSC Code of Union Bank Of India, Bhandravathib.H.Road, Bhadravati, Karnataka — UBIN0900192

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Bhandravathib.H.Road branch in Shimoga, Bhadravati, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Shimoga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UBIN0900192. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Bhandravathib.H.Road, Shimoga

Below in the table are the key details related to IFSC Code UBIN0900192 of Union Bank Of India for its branch located in Shimoga, within the district of Bhadravati in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Shimoga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0900192 for the Bhandravathib.H.Road branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Bhandravathib.H.Road, Shimoga, Karnataka, are given a unique IFSC like UBIN0900192 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Shimoga and Bhadravati.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Bhandravathib.H.Road goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0900192

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhandravathib.H.Road in Shimoga.

For example, the IFSC Code UBIN0900192 of Union Bank Of India for the Bhandravathib.H.Road branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka correctly.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0900192 of Union Bank Of India for its Bhandravathib.H.Road branch located in Shimoga, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Shimoga and Bhadravati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Bhandravathib.H.Road or Shimoga to get the exact IFSC Code UBIN0900192.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Shimoga, then it will provide you proper information.

How to Use IFSC Code UBIN0900192 for Online Transfers?

If you have the IFSC Code UBIN0900192 for the Bhandravathib.H.Road branch of Union Bank Of India in Shimoga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0900192. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0900192.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Bhandravathib.H.Road in Shimoga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Bhandravathib.H.Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shimoga manage online transfers as well as cheque clearances with ease.