IFSC Code of Union Bank Of India, Anthargange, Bhadravati, Karnataka — UBIN0915700

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Anthargange branch in Shimoga, Bhadravati, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Shimoga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UBIN0915700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Anthargange, Shimoga

Below in the table are the key details related to IFSC Code UBIN0915700 of Union Bank Of India for its branch located in Shimoga, within the district of Bhadravati in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Shimoga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0915700 for the Anthargange branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0915700 is given to every bank branch, including Union Bank Of India located in Anthargange, Shimoga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Union Bank Of India branch in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shimoga and Bhadravati.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Anthargange doesn't end up at another location.

Format of the IFSC Code UBIN0915700

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anthargange in Shimoga.

For example, the IFSC Code UBIN0915700 of Union Bank Of India for the Anthargange branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0915700 of Union Bank Of India for its Anthargange branch located in Shimoga, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Shimoga and Bhadravati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Anthargange or Shimoga to find the exact IFSC Code UBIN0915700.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Shimoga will provide accurate information.

How to Use IFSC Code UBIN0915700 for Online Transfers?

Once you have the IFSC Code UBIN0915700 for the Anthargange branch of Union Bank Of India in Shimoga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0915700. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0915700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Anthargange in Shimoga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Anthargange, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shimoga manage online transfers as well as cheque clearances with ease.