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IFSC Code of Union Bank Of India, G S Road, Guwahati, Assam — UBIN0555584

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Union Bank Of India for its G S Road branch in Sagar, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Union Bank Of India located in Sagar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UBIN0555584. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, G S Road, Sagar

Below in the table are the key details related to IFSC Code UBIN0555584 of Union Bank Of India for its branch located in Sagar, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0555584
Branch G S Road
City Sagar
District Guwahati
State Assam
Address Jugal Bazar, 1St Floor, Ganeshpuri Chariali, P.O. Dispur, Guwahati, Dist. Kamrup (Urban), Assam - 781 006.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Sagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0555584 for the G S Road branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in G S Road, Sagar, Assam, is provided with a unique IFSC like UBIN0555584 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Sagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sagar and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Union Bank Of India in G S Road do not get mixed with another location.

Format of the IFSC Code UBIN0555584

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as G S Road in Sagar.

For example, the IFSC Code UBIN0555584 of Union Bank Of India for the G S Road branch includes these elements, identifying the bank and the branch location in Sagar and Assam accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0555584 of Union Bank Of India for its G S Road branch located in Sagar, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Sagar and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for G S Road or Sagar to get the exact IFSC Code UBIN0555584.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Sagar, then it will provide you proper information.

How to Use IFSC Code UBIN0555584 for Online Transfers?

Once you have the IFSC Code UBIN0555584 for the G S Road branch of Union Bank Of India in Sagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0555584. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0555584.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India G S Road in Sagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in G S Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in G S Road, Sagar?

The IFSC Code is UBIN0555584.

Is the IFSC Code UBIN0555584 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India G S Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the G S Road branch?

The address of the branch is Jugal Bazar, 1St Floor, Ganeshpuri Chariali, P.O. Dispur, Guwahati, Dist. Kamrup (Urban), Assam - 781 006. located in Sagar, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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