There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Tinplate - Jamshedpur branch in Purbi Singhbhum, Jamshedpur, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Purbi Singhbhum or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code UBIN0550922. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Tinplate - Jamshedpur, Purbi Singhbhum

Here are the key points that are associated with the IFSC Code UBIN0550922 of Union Bank Of India for its branch located in Purbi Singhbhum, within the district of Jamshedpur in the state of Jharkhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0550922
Branch Tinplate - Jamshedpur
City Purbi Singhbhum
District Jamshedpur
State Jharkhand
Address P.O. Golmuri,Jamshedpur, Dist. Sindhbhum East,Jharkhand, Pin - 831 003.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Purbi Singhbhum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0550922 for the Tinplate - Jamshedpur branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UBIN0550922 is given to every bank branch, including Union Bank Of India located in Tinplate - Jamshedpur, Purbi Singhbhum, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Union Bank Of India branch in Purbi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Purbi Singhbhum and Jamshedpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Union Bank Of India in Tinplate - Jamshedpur doesn't end up at another location.

Format of the IFSC Code UBIN0550922

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tinplate - Jamshedpur in Purbi Singhbhum.

For example, the IFSC Code UBIN0550922 of Union Bank Of India for the Tinplate - Jamshedpur branch includes these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0550922 of Union Bank Of India for its Tinplate - Jamshedpur branch located in Purbi Singhbhum, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Purbi Singhbhum and Jamshedpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Tinplate - Jamshedpur or Purbi Singhbhum to get the exact IFSC Code UBIN0550922.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Purbi Singhbhum that will provide accurate information.

How to Use IFSC Code UBIN0550922 for Online Transfers?

Once you have the IFSC Code UBIN0550922 for the Tinplate - Jamshedpur branch of Union Bank Of India in Purbi Singhbhum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0550922. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0550922.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Tinplate - Jamshedpur in Purbi Singhbhum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Tinplate - Jamshedpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purbi Singhbhum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Tinplate - Jamshedpur, Purbi Singhbhum?

The IFSC Code is UBIN0550922.

Is the IFSC Code UBIN0550922 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Tinplate - Jamshedpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tinplate - Jamshedpur branch?

The address of the branch is P.O. Golmuri,Jamshedpur, Dist. Sindhbhum East,Jharkhand, Pin - 831 003. located in Purbi Singhbhum, Jamshedpur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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