Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Jamshedpurtransport Nagar branch in Purbi Singhbhum, Jamshedpur, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Purbi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UBIN0917249. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Jamshedpurtransport Nagar, Purbi Singhbhum

Below in the table are the key details related to IFSC Code UBIN0917249 of Union Bank Of India for its branch located in Purbi Singhbhum, within the district of Jamshedpur in the state of Jharkhand.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0917249
Branch Jamshedpurtransport Nagar
City Purbi Singhbhum
District Jamshedpur
State Jharkhand
Address Gangas Sri Ram Vatika,Ground Floor,Shop No.1,2,3 4,Transport Nagar,Dimna Road Jamshedpur 831012 Jharkhand

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Purbi Singhbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0917249 for the Jamshedpurtransport Nagar branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Jamshedpurtransport Nagar, Purbi Singhbhum, Jharkhand, are allotted a unique IFSC like UBIN0917249 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purbi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Purbi Singhbhum and Jamshedpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Jamshedpurtransport Nagar reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UBIN0917249

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamshedpurtransport Nagar in Purbi Singhbhum.

For example, the IFSC Code UBIN0917249 of Union Bank Of India for the Jamshedpurtransport Nagar branch includes these elements, identifying the bank and the branch location in Purbi Singhbhum and Jharkhand accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0917249 of Union Bank Of India for its Jamshedpurtransport Nagar branch located in Purbi Singhbhum, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Purbi Singhbhum and Jamshedpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Jamshedpurtransport Nagar or Purbi Singhbhum to get the exact IFSC Code UBIN0917249.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Purbi Singhbhum, you'll get the correct details.

How to Use IFSC Code UBIN0917249 for Online Transfers?

If you have the IFSC Code UBIN0917249 for the Jamshedpurtransport Nagar branch of Union Bank Of India in Purbi Singhbhum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0917249. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0917249.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Jamshedpurtransport Nagar in Purbi Singhbhum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Jamshedpurtransport Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purbi Singhbhum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Jamshedpurtransport Nagar, Purbi Singhbhum?

The IFSC Code is UBIN0917249.

Is the IFSC Code UBIN0917249 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Jamshedpurtransport Nagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamshedpurtransport Nagar branch?

The address of the branch is Gangas Sri Ram Vatika,Ground Floor,Shop No.1,2,3 4,Transport Nagar,Dimna Road Jamshedpur 831012 Jharkhand located in Purbi Singhbhum, Jamshedpur, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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