There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Raipur(Dist Mau Bhanjan) branch in Mau, Raipur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Mau or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0549177. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Raipur(Dist Mau Bhanjan), Mau
The table below shows the main details of the IFSC Code UBIN0549177 for the Union Bank Of India branch in Mau, which falls under the Raipur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0549177 |
| Branch | Raipur(Dist Mau Bhanjan) |
| City | Mau |
| District | Raipur |
| State | Uttar Pradesh |
| Address | At Zamin Kazihasan Bakkabad Post Chiraiyakot Dist. Maunath Bhanjan Uttar Pradesh Pin 276129 |
These details are essential not only for online banking users but also for businesses and individuals who use Union Bank Of India in Mau for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0549177 for the Raipur(Dist Mau Bhanjan) branch of Union Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Raipur(Dist Mau Bhanjan), Mau, Uttar Pradesh, are allotted a unique IFSC like UBIN0549177 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mau.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mau and Raipur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Union Bank Of India in Raipur(Dist Mau Bhanjan) reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UBIN0549177
The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raipur(Dist Mau Bhanjan) in Mau.
For example, the IFSC Code UBIN0549177 of Union Bank Of India for the Raipur(Dist Mau Bhanjan) branch includes these elements, identifying the bank and the branch location in Mau and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
To find the IFSC Code UBIN0549177 of Union Bank Of India for its Raipur(Dist Mau Bhanjan) branch located in Mau, the following methods can help you out:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Union Bank Of India branches in Mau and Raipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Raipur(Dist Mau Bhanjan) or Mau to find the exact IFSC Code UBIN0549177.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Mau will provide accurate information.
How to Use IFSC Code UBIN0549177 for Online Transfers?
If you have the IFSC Code UBIN0549177 for the Raipur(Dist Mau Bhanjan) branch of Union Bank Of India in Mau, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UBIN0549177. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0549177.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Raipur(Dist Mau Bhanjan) in Mau, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Raipur(Dist Mau Bhanjan), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mau manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0549177.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Zamin Kazihasan Bakkabad Post Chiraiyakot Dist. Maunath Bhanjan Uttar Pradesh Pin 276129 located in Mau, Raipur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.