There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Telibandha branch in Raipur, Raipur, Chhatishgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Raipur or anywhere in Chhatishgarh can easily transfer funds instantly by using the correct IFSC Code UBIN0572748. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Telibandha, Raipur

Here are the main details that are associated with the IFSC Code UBIN0572748 of Union Bank Of India for its branch located in Raipur, within the district of Raipur in the state of Chhatishgarh.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0572748
Branch Telibandha
City Raipur
District Raipur
State Chhatishgarh
Address Satyapal Dhand Campus Nr Police Hq,Ge Road Chandigarh Pincode 492001

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Raipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0572748 for the Telibandha branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Telibandha, Raipur, Chhatishgarh, are allotted a unique IFSC like UBIN0572748 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Raipur and Raipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Telibandha reaches the right place, even though there are thousands of branches in Chhatishgarh and across India.

Format of the IFSC Code UBIN0572748

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Telibandha in Raipur.

For example, the IFSC Code UBIN0572748 of Union Bank Of India for the Telibandha branch includes these elements, identifying the bank and the branch location in Raipur and Chhatishgarh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0572748 of Union Bank Of India for its Telibandha branch located in Raipur, the following methods can help:

Cheque Book

The cheque books that are issued by Union Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Raipur and Raipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and find the branch locator section. Search for Telibandha or Raipur to get the exact IFSC Code UBIN0572748.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Union Bank Of India and Raipur that will provide accurate information.

How to Use IFSC Code UBIN0572748 for Online Transfers?

Once you have the IFSC Code UBIN0572748 for the Telibandha branch of Union Bank Of India in Raipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0572748. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0572748.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Telibandha in Raipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Telibandha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Telibandha Raipur?

The IFSC Code of the Telibandha Raipur branch is UBIN0572748.

Is IFSC Code UBIN0572748 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Telibandha branch?

The branch is located at Satyapal Dhand Campus Nr Police Hq,Ge Road Chandigarh Pincode 492001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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