IFSC Code of Union Bank Of India, Regional Office Howrah, Howrah, West Bengal — UBIN0571113

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Regional Office Howrah branch in Howrah, Howrah, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0571113. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Regional Office Howrah, Howrah

The table below shows the main details of the IFSC Code UBIN0571113 for the Union Bank Of India branch in Howrah, which falls under the Howrah district in West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Howrah for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0571113 for the Regional Office Howrah branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Regional Office Howrah, Howrah, West Bengal, are given a unique IFSC like UBIN0571113 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Howrah.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Howrah and Howrah.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Regional Office Howrah goes to the correct branch. This is important because Union Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0571113

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regional Office Howrah in Howrah.

For example, the IFSC Code UBIN0571113 of Union Bank Of India for the Regional Office Howrah branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0571113 of Union Bank Of India for its Regional Office Howrah branch located in Howrah, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Howrah and Howrah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Regional Office Howrah or Howrah to find the exact IFSC Code UBIN0571113.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Howrah will provide accurate information.

How to Use IFSC Code UBIN0571113 for Online Transfers?

Once you have the IFSC Code UBIN0571113 for the Regional Office Howrah branch of Union Bank Of India in Howrah, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0571113. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0571113.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Regional Office Howrah in Howrah, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Regional Office Howrah, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Howrah manage online transfers as well as cheque clearances with ease.