IFSC Code of Union Bank Of India, Howrah Cpbb, Howrah, West Bengal — UBIN0906174

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Howrah Cpbb branch in Haora, Howrah, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Haora or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UBIN0906174. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Howrah Cpbb, Haora

The table below shows the main details of the IFSC Code UBIN0906174 for the Union Bank Of India branch in Haora, which falls under the Howrah district in West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Haora for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0906174 for the Howrah Cpbb branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Howrah Cpbb, Haora, West Bengal, are allotted a unique IFSC like UBIN0906174 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Haora.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Haora and Howrah.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Howrah Cpbb reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code UBIN0906174

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Howrah Cpbb in Haora.

For example, the IFSC Code UBIN0906174 of Union Bank Of India for the Howrah Cpbb branch includes these elements, identifying the bank and the branch location in Haora and West Bengal accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0906174 of Union Bank Of India for its Howrah Cpbb branch located in Haora, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Haora and Howrah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Howrah Cpbb or Haora to find the exact IFSC Code UBIN0906174.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Haora will provide accurate information.

How to Use IFSC Code UBIN0906174 for Online Transfers?

If you have the IFSC Code UBIN0906174 for the Howrah Cpbb branch of Union Bank Of India in Haora, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0906174. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0906174.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Howrah Cpbb in Haora, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Howrah Cpbb, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Haora manage their online transfers and cheque clearances easily.