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IFSC Code of Union Bank Of India, Sushant Lok, Gurgaon, Haryana — UBIN0815969

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Sushant Lok branch in Gurgaon, Gurgaon, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Gurgaon or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UBIN0815969. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sushant Lok, Gurgaon

Here are some of the key details that come with the IFSC Code UBIN0815969 of Union Bank Of India for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0815969
Branch Sushant Lok
City Gurgaon
District Gurgaon
State Haryana
Address Bestech Central Square,Lg 6,Sector 57,Sushant Lok 2,Gurgaon -122002

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0815969 for the Sushant Lok branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sushant Lok, Gurgaon, Haryana, are allotted a unique IFSC like UBIN0815969 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gurgaon and Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Sushant Lok reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code UBIN0815969

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sushant Lok in Gurgaon.

For example, the IFSC Code UBIN0815969 of Union Bank Of India for the Sushant Lok branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are looking for the IFSC Code UBIN0815969 of Union Bank Of India for its Sushant Lok branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Union Bank Of India branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Union Bank Of India and look for the branch locator section, then search for Sushant Lok or Gurgaon to get the exact IFSC Code UBIN0815969.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Union Bank Of India and Gurgaon, then it will provide you proper information.

How to Use IFSC Code UBIN0815969 for Online Transfers?

If you have the IFSC Code UBIN0815969 for the Sushant Lok branch of Union Bank Of India in Gurgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0815969. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0815969.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Sushant Lok in Gurgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sushant Lok, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Sushant Lok, Gurgaon?

The IFSC Code is UBIN0815969.

Is the IFSC Code UBIN0815969 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Sushant Lok?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sushant Lok branch?

The address of the branch is Bestech Central Square,Lg 6,Sector 57,Sushant Lok 2,Gurgaon -122002 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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