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IFSC Code of Union Bank Of India, Sushant Lok, Gurgaon, Haryana — UBIN0557927

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Sushant Lok branch in Gurgaon, Gurgaon, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UBIN0557927. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Sushant Lok, Gurgaon

Here are the key points that are associated with the IFSC Code UBIN0557927 of Union Bank Of India for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0557927
Branch Sushant Lok
City Gurgaon
District Gurgaon
State Haryana
Address G 6A Bestech Square Sector 56 Gurgaon Hr 122002 Haryana

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Gurgaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0557927 for the Sushant Lok branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Sushant Lok, Gurgaon, Haryana, are given a unique IFSC like UBIN0557927 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gurgaon and Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Sushant Lok goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0557927

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sushant Lok in Gurgaon.

For example, the IFSC Code UBIN0557927 of Union Bank Of India for the Sushant Lok branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0557927 of Union Bank Of India for its Sushant Lok branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Gurgaon and Gurgaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Sushant Lok or Gurgaon to get the exact IFSC Code UBIN0557927.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Gurgaon, you'll get the correct details.

How to Use IFSC Code UBIN0557927 for Online Transfers?

Once you have the IFSC Code UBIN0557927 for the Sushant Lok branch of Union Bank Of India in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UBIN0557927. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0557927.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Sushant Lok in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Sushant Lok, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gurgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Sushant Lok, Gurgaon?

The IFSC Code is UBIN0557927.

Is the IFSC Code UBIN0557927 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Sushant Lok?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sushant Lok branch?

The address of the branch is G 6A Bestech Square Sector 56 Gurgaon Hr 122002 Haryana located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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