IFSC Code of Union Bank Of India, Fatehpur Sikandar Phullanpur, Ghazipur, Uttar Pradesh — UBIN0560081

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Fatehpur Sikandar Phullanpur branch in Ghazipur, Ghazipur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Ghazipur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UBIN0560081. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Fatehpur Sikandar Phullanpur, Ghazipur

The table below shows the main details of the IFSC Code UBIN0560081 for the Union Bank Of India branch in Ghazipur, which falls under the Ghazipur district in Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Ghazipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0560081 for the Fatehpur Sikandar Phullanpur branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Fatehpur Sikandar Phullanpur, Ghazipur, Uttar Pradesh, are given a unique IFSC like UBIN0560081 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ghazipur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Ghazipur and Ghazipur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Union Bank Of India in Fatehpur Sikandar Phullanpur goes to the correct branch. This is important because Union Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UBIN0560081

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Union Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehpur Sikandar Phullanpur in Ghazipur.

For example, the IFSC Code UBIN0560081 of Union Bank Of India for the Fatehpur Sikandar Phullanpur branch includes these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0560081 of Union Bank Of India for its Fatehpur Sikandar Phullanpur branch located in Ghazipur, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Ghazipur and Ghazipur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Fatehpur Sikandar Phullanpur or Ghazipur to get the exact IFSC Code UBIN0560081.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ghazipur, you'll get the correct details.

How to Use IFSC Code UBIN0560081 for Online Transfers?

Once you have the IFSC Code UBIN0560081 for the Fatehpur Sikandar Phullanpur branch of Union Bank Of India in Ghazipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0560081. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0560081.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Union Bank Of India Fatehpur Sikandar Phullanpur in Ghazipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Union Bank Of India in Fatehpur Sikandar Phullanpur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghazipur manage online transfers as well as cheque clearances with ease.