Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Union Bank Of India for its Fi Yuvrajpur branch in Ghazipur, Ghazipur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Union Bank Of India located in Ghazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UBIN0565709. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Union Bank Of India, Fi Yuvrajpur, Ghazipur
Below in the table are the key details related to IFSC Code UBIN0565709 of Union Bank Of India for its branch located in Ghazipur, within the district of Ghazipur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Union Bank Of India |
| IFSC Code | UBIN0565709 |
| Branch | Fi Yuvrajpur |
| City | Ghazipur |
| District | Ghazipur |
| State | Uttar Pradesh |
| Address | Singh Vill Post Yuvrajpur Reotipur City Ghazipur Distt Ghazipur232332Uttar Pradesh |
These details helps users in online banking and for businesses and individuals who use Union Bank Of India in Ghazipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0565709 for the Fi Yuvrajpur branch of Union Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Union Bank Of India located in Fi Yuvrajpur, Ghazipur, Uttar Pradesh, is provided a unique IFSC like UBIN0565709 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Union Bank Of India branch in Ghazipur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ghazipur and Ghazipur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Union Bank Of India in Fi Yuvrajpur do not get misguided to another person.
Format of the IFSC Code UBIN0565709
This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Fi Yuvrajpur in Ghazipur.
For example, the IFSC Code UBIN0565709 of Union Bank Of India for the Fi Yuvrajpur branch includes these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh accurately.
How to Find IFSC Code for Union Bank Of India?
If you are trying to find the IFSC Code UBIN0565709 of Union Bank Of India for its Fi Yuvrajpur branch located in Ghazipur, the following methods can help:
Cheque Book
The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in Ghazipur and Ghazipur, print them on the first page of your passbook.
Bank Website
Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Fi Yuvrajpur or Ghazipur to get the exact IFSC Code UBIN0565709.
Mobile Banking App
If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Ghazipur, you'll get the correct details.
How to Use IFSC Code UBIN0565709 for Online Transfers?
Once you have the IFSC Code UBIN0565709 for the Fi Yuvrajpur branch of Union Bank Of India in Ghazipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UBIN0565709. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Union Bank Of India IFSC Code UBIN0565709.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Union Bank Of India Fi Yuvrajpur in Ghazipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Fi Yuvrajpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Union Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ghazipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UBIN0565709.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Singh Vill Post Yuvrajpur Reotipur City Ghazipur Distt Ghazipur232332Uttar Pradesh located in Ghazipur, Ghazipur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.