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IFSC Code of Union Bank Of India, Preet Vihar, New Delhi, Delhi — UBIN0810924

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Union Bank Of India for its Preet Vihar branch in East Delhi, New Delhi, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Union Bank Of India located in East Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UBIN0810924. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Preet Vihar, East Delhi

Here are the main details that are associated with the IFSC Code UBIN0810924 of Union Bank Of India for its branch located in East Delhi, within the district of New Delhi in the state of Delhi.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0810924
Branch Preet Vihar
City East Delhi
District New Delhi
State Delhi
Address 14 Community Centreraj Kamal Sadan

These details are crucial, not just for online banking users but also for businesses and individuals who use Union Bank Of India in East Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0810924 for the Preet Vihar branch of Union Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Preet Vihar, East Delhi, Delhi, are allotted a unique IFSC like UBIN0810924 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like East Delhi and New Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Preet Vihar reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code UBIN0810924

This is the format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Union Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Preet Vihar in East Delhi.

For example, the IFSC Code UBIN0810924 of Union Bank Of India for the Preet Vihar branch includes these elements, identifying the bank and the branch location in East Delhi and Delhi accurately.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0810924 of Union Bank Of India for its Preet Vihar branch located in East Delhi, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Union Bank Of India branches in East Delhi and New Delhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Preet Vihar or East Delhi to get the exact IFSC Code UBIN0810924.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and East Delhi, you'll get the correct details.

How to Use IFSC Code UBIN0810924 for Online Transfers?

If you have the IFSC Code UBIN0810924 for the Preet Vihar branch of Union Bank Of India in East Delhi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0810924. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Union Bank Of India IFSC Code UBIN0810924.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Union Bank Of India Preet Vihar in East Delhi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Preet Vihar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Delhi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India in Preet Vihar, East Delhi?

The IFSC Code is UBIN0810924.

Is the IFSC Code UBIN0810924 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Union Bank Of India Preet Vihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Preet Vihar branch?

The address of the branch is 14 Community Centreraj Kamal Sadan located in East Delhi, New Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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