IFSC Code of Union Bank Of India, Vasna Bhayli Road, Baroda, Gujarat- UBIN0577545

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Union Bank Of India for its Vasna Bhayli Road branch in Baroda, Baroda, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Union Bank Of India situated in Baroda or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UBIN0577545. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Union Bank Of India, Vasna Bhayli Road, Baroda

Here are the main details that are associated with the IFSC Code UBIN0577545 of Union Bank Of India for its branch located in Baroda, within the district of Baroda in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Union Bank Of India in Baroda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UBIN0577545 for the Vasna Bhayli Road branch of Union Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Vasna Bhayli Road, Baroda, Gujarat, are allotted a unique IFSC like UBIN0577545 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Baroda.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Baroda and Baroda.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Vasna Bhayli Road reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UBIN0577545

The format of the IFSC Code for banks, including Union Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vasna Bhayli Road in Baroda.

For example, the IFSC Code UBIN0577545 of Union Bank Of India for the Vasna Bhayli Road branch includes these elements, identifying the bank and the branch location in Baroda and Gujarat accurately.

How to Find IFSC Code for Union Bank Of India?

To find the IFSC Code UBIN0577545 of Union Bank Of India for its Vasna Bhayli Road branch located in Baroda, the following methods can help you out:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Union Bank Of India branches in Baroda and Baroda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Union Bank Of India and go to the branch locator section. Then search for Vasna Bhayli Road or Baroda to find the exact IFSC Code UBIN0577545.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Union Bank Of India and Baroda will provide accurate information.

How to Use IFSC Code UBIN0577545 for Online Transfers?

Once you have the IFSC Code UBIN0577545 for the Vasna Bhayli Road branch of Union Bank Of India in Baroda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0577545. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0577545.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Vasna Bhayli Road in Baroda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Vasna Bhayli Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Union Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Baroda manage their online transfers and cheque clearances easily.