The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Union Bank Of India for its Micr Cpc Cleg House branch in Anand, Baroda, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Union Bank Of India located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UBIN0560561. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Union Bank Of India, Micr Cpc Cleg House, Anand

Here are some of the key details that come with the IFSC Code UBIN0560561 of Union Bank Of India for its branch located in Anand, within the district of Baroda in the state of Gujarat.

Particulars Details
Bank Union Bank Of India
IFSC Code UBIN0560561
Branch Micr Cpc Cleg House
City Anand
District Baroda
State Gujarat
Address 1St Flr Shri Shantinath Complex Maharshi Dayanand Marg May Fair Rd

These details are important not only for users using online banking but also for businesses and individuals who use Union Bank Of India in Anand for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UBIN0560561 for the Micr Cpc Cleg House branch of Union Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Union Bank Of India located in Micr Cpc Cleg House, Anand, Gujarat, are allotted a unique IFSC like UBIN0560561 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Anand.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Anand and Baroda.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Union Bank Of India in Micr Cpc Cleg House reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code UBIN0560561

The format of the IFSC Code for banks, including Union Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Union Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Micr Cpc Cleg House in Anand.

For example, the IFSC Code UBIN0560561 of Union Bank Of India for the Micr Cpc Cleg House branch includes these elements, identifying the bank and the branch location in Anand and Gujarat correctly.

How to Find IFSC Code for Union Bank Of India?

If you are trying to find the IFSC Code UBIN0560561 of Union Bank Of India for its Micr Cpc Cleg House branch located in Anand, the following methods can help:

Cheque Book

The cheque book issued by Union Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Union Bank Of India branches in Anand and Baroda, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Union Bank Of India and navigate to the branch locator section. Search for Micr Cpc Cleg House or Anand to get the exact IFSC Code UBIN0560561.

Mobile Banking App

If you use Union Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Union Bank Of India and Anand, you'll get the correct details.

How to Use IFSC Code UBIN0560561 for Online Transfers?

Once you have the IFSC Code UBIN0560561 for the Micr Cpc Cleg House branch of Union Bank Of India in Anand, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UBIN0560561. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Union Bank Of India IFSC Code UBIN0560561.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Union Bank Of India Micr Cpc Cleg House in Anand, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Union Bank Of India in Micr Cpc Cleg House, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Union Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Anand manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Union Bank Of India Micr Cpc Cleg House Anand?

The IFSC Code of the Micr Cpc Cleg House Anand branch is UBIN0560561.

Is IFSC Code UBIN0560561 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Union Bank Of India Micr Cpc Cleg House branch?

The branch is located at 1St Flr Shri Shantinath Complex Maharshi Dayanand Marg May Fair Rd.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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