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IFSC Code of Ujjivan Small Finance Bank Limited, Budh Vihar, North West Delhi, Delhi — UJVN0002206

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Budh Vihar branch in North West Delhi, North West Delhi, Delhi, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in North West Delhi or anywhere in Delhi can easily transfer funds instantly by using the correct IFSC Code UJVN0002206. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Budh Vihar, North West Delhi

The table below shows the main details of the IFSC Code UJVN0002206 for the Ujjivan Small Finance Bank Limited branch in North West Delhi, which falls under the North West Delhi district in Delhi.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002206
Branch Budh Vihar
City North West Delhi
District North West Delhi
State Delhi
Address No.41/6,Vasisth Bhawan,Ground Floor,Sardar Patel Jheel,Pooth Kalan Village,Delhi 110081

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in North West Delhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002206 for the Budh Vihar branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Budh Vihar, North West Delhi, Delhi, is provided a unique IFSC like UJVN0002206 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in North West Delhi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North West Delhi and North West Delhi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Budh Vihar do not get misguided to another person.

Format of the IFSC Code UJVN0002206

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Budh Vihar in North West Delhi.

For example, the IFSC Code UJVN0002206 of Ujjivan Small Finance Bank Limited for the Budh Vihar branch includes these elements, identifying the bank and the branch location in North West Delhi and Delhi accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002206 of Ujjivan Small Finance Bank Limited for its Budh Vihar branch located in North West Delhi, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in North West Delhi and North West Delhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Budh Vihar or North West Delhi to get the exact IFSC Code UJVN0002206.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and North West Delhi, you'll get the correct details.

How to Use IFSC Code UJVN0002206 for Online Transfers?

Once you have the IFSC Code UJVN0002206 for the Budh Vihar branch of Ujjivan Small Finance Bank Limited in North West Delhi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002206. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002206.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Budh Vihar in North West Delhi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Budh Vihar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North West Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Budh Vihar, North West Delhi?

The IFSC Code is UJVN0002206.

Is the IFSC Code UJVN0002206 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Budh Vihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Budh Vihar branch?

The address of the branch is No.41/6,Vasisth Bhawan,Ground Floor,Sardar Patel Jheel,Pooth Kalan Village,Delhi 110081 located in North West Delhi, North West Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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