For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Adarsh Nagar branch in North West Delhi, North West Delhi, Delhi, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in North West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UJVN0002207. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Adarsh Nagar, North West Delhi
Here are some of the key details that come with the IFSC Code UJVN0002207 of Ujjivan Small Finance Bank Limited for its branch located in North West Delhi, within the district of North West Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002207 |
| Branch | Adarsh Nagar |
| City | North West Delhi |
| District | North West Delhi |
| State | Delhi |
| Address | A-15,Rajan Babu Road,Adarsh Nagar,Delhi-110033 |
These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in North West Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002207 for the Adarsh Nagar branch of Ujjivan Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Adarsh Nagar, North West Delhi, Delhi, is provided a unique IFSC like UJVN0002207 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in North West Delhi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like North West Delhi and North West Delhi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Adarsh Nagar do not get misguided to another person.
Format of the IFSC Code UJVN0002207
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adarsh Nagar in North West Delhi.
For example, the IFSC Code UJVN0002207 of Ujjivan Small Finance Bank Limited for the Adarsh Nagar branch includes these elements, identifying the bank and the branch location in North West Delhi and Delhi correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0002207 of Ujjivan Small Finance Bank Limited for its Adarsh Nagar branch located in North West Delhi, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in North West Delhi and North West Delhi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Adarsh Nagar or North West Delhi to get the exact IFSC Code UJVN0002207.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and North West Delhi, you'll get the correct details.
How to Use IFSC Code UJVN0002207 for Online Transfers?
Once you have the IFSC Code UJVN0002207 for the Adarsh Nagar branch of Ujjivan Small Finance Bank Limited in North West Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0002207. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002207.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Adarsh Nagar in North West Delhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Adarsh Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in North West Delhi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0002207.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is A-15,Rajan Babu Road,Adarsh Nagar,Delhi-110033 located in North West Delhi, North West Delhi, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.