Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Jamshedpur Dairy branch in Paschimi Singhbhum, Jamshedpur, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Paschimi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UCBA0002130. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Jamshedpur Dairy, Paschimi Singhbhum

Here are the key points that are associated with the IFSC Code UCBA0002130 of Uco Bank for its branch located in Paschimi Singhbhum, within the district of Jamshedpur in the state of Jharkhand.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002130
Branch Jamshedpur Dairy
City Paschimi Singhbhum
District Jamshedpur
State Jharkhand
Address Tata Kandra Toad, P.O Gamharia, Dist Seraikela, Seraikela Kharsawan ,Jharkhand Pin 832108

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Paschimi Singhbhum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002130 for the Jamshedpur Dairy branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Jamshedpur Dairy, Paschimi Singhbhum, Jharkhand, are allotted a unique IFSC like UCBA0002130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Paschimi Singhbhum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Paschimi Singhbhum and Jamshedpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Jamshedpur Dairy reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UCBA0002130

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jamshedpur Dairy in Paschimi Singhbhum.

For example, the IFSC Code UCBA0002130 of Uco Bank for the Jamshedpur Dairy branch includes these elements, identifying the bank and the branch location in Paschimi Singhbhum and Jharkhand accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002130 of Uco Bank for its Jamshedpur Dairy branch located in Paschimi Singhbhum, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Paschimi Singhbhum and Jamshedpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Jamshedpur Dairy or Paschimi Singhbhum to get the exact IFSC Code UCBA0002130.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Paschimi Singhbhum, you'll get the correct details.

How to Use IFSC Code UCBA0002130 for Online Transfers?

Once you have the IFSC Code UCBA0002130 for the Jamshedpur Dairy branch of Uco Bank in Paschimi Singhbhum, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002130. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002130.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Jamshedpur Dairy in Paschimi Singhbhum may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Jamshedpur Dairy, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Paschimi Singhbhum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank Jamshedpur Dairy Paschimi Singhbhum?

The IFSC Code of the Jamshedpur Dairy Paschimi Singhbhum branch is UCBA0002130.

Is IFSC Code UCBA0002130 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Uco Bank Jamshedpur Dairy branch?

The branch is located at Tata Kandra Toad, P.O Gamharia, Dist Seraikela, Seraikela Kharsawan ,Jharkhand Pin 832108.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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