The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Jugsalai Jamshedpur branch in Jamshedpur, Jamshedpur, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Jamshedpur or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UCBA0000879. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Jugsalai Jamshedpur, Jamshedpur
Below in the table are the key details related to IFSC Code UCBA0000879 of Uco Bank for its branch located in Jamshedpur, within the district of Jamshedpur in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000879 |
| Branch | Jugsalai Jamshedpur |
| City | Jamshedpur |
| District | Jamshedpur |
| State | Jharkhand |
| Address | Station Roadjugsalai Jamshedpur 831002 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Jamshedpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000879 for the Jugsalai Jamshedpur branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jugsalai Jamshedpur, Jamshedpur, Jharkhand, is provided a unique IFSC like UCBA0000879 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Jamshedpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jamshedpur and Jamshedpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Jugsalai Jamshedpur do not get misguided to another person.
Format of the IFSC Code UCBA0000879
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jugsalai Jamshedpur in Jamshedpur.
For example, the IFSC Code UCBA0000879 of Uco Bank for the Jugsalai Jamshedpur branch includes these elements, identifying the bank and the branch location in Jamshedpur and Jharkhand accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000879 of Uco Bank for its Jugsalai Jamshedpur branch located in Jamshedpur, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Jamshedpur and Jamshedpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Jugsalai Jamshedpur or Jamshedpur to get the exact IFSC Code UCBA0000879.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Jamshedpur that will provide accurate information.
How to Use IFSC Code UCBA0000879 for Online Transfers?
If you have the IFSC Code UCBA0000879 for the Jugsalai Jamshedpur branch of Uco Bank in Jamshedpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000879. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0000879.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Jugsalai Jamshedpur in Jamshedpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Jugsalai Jamshedpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jamshedpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000879.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Station Roadjugsalai Jamshedpur 831002 located in Jamshedpur, Jamshedpur, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
