The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Rasulgarh branch in Khurda, Bhubaneswar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0003260. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Rasulgarh, Khurda

The table below shows the main details of the IFSC Code UCBA0003260 for the Uco Bank branch in Khurda, which falls under the Bhubaneswar district in Odisha.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003260
Branch Rasulgarh
City Khurda
District Bhubaneswar
State Odisha
Address Plot No 318 1294 Po Goda Gopinath Prasad Near Brahmeswar Temple Rasulgarh, Khurda ,Odisha Pin 751025

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Khurda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003260 for the Rasulgarh branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003260 is given to every bank branch, including Uco Bank located in Rasulgarh, Khurda, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Khurda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Khurda and Bhubaneswar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Rasulgarh doesn't end up at another location.

Format of the IFSC Code UCBA0003260

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasulgarh in Khurda.

For example, the IFSC Code UCBA0003260 of Uco Bank for the Rasulgarh branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003260 of Uco Bank for its Rasulgarh branch located in Khurda, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Khurda and Bhubaneswar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Rasulgarh or Khurda to get the exact IFSC Code UCBA0003260.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Khurda, you'll get the correct details.

How to Use IFSC Code UCBA0003260 for Online Transfers?

Once you have the IFSC Code UCBA0003260 for the Rasulgarh branch of Uco Bank in Khurda, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003260. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003260.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Rasulgarh in Khurda may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Rasulgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khurda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Rasulgarh, Khurda?

The IFSC Code is UCBA0003260.

Is the IFSC Code UCBA0003260 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Rasulgarh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rasulgarh branch?

The address of the branch is Plot No 318 1294 Po Goda Gopinath Prasad Near Brahmeswar Temple Rasulgarh, Khurda ,Odisha Pin 751025 located in Khurda, Bhubaneswar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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