The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Ouat Campus branch in Khurda, Bhubaneswar, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0003559. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Ouat Campus, Khurda
Below in the table are the key details related to IFSC Code UCBA0003559 of Uco Bank for its branch located in Khurda, within the district of Bhubaneswar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003559 |
| Branch | Ouat Campus |
| City | Khurda |
| District | Bhubaneswar |
| State | Odisha |
| Address | Ouat Campus, Infront Of City Womens College, Unit-8 Po 751003 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Khurda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0003559 for the Ouat Campus branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Ouat Campus, Khurda, Odisha, are given a unique IFSC like UCBA0003559 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khurda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Khurda and Bhubaneswar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Ouat Campus goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0003559
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ouat Campus in Khurda.
For example, the IFSC Code UCBA0003559 of Uco Bank for the Ouat Campus branch includes these elements, identifying the bank and the branch location in Khurda and Odisha correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0003559 of Uco Bank for its Ouat Campus branch located in Khurda, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Khurda and Bhubaneswar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Ouat Campus or Khurda to get the exact IFSC Code UCBA0003559.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Khurda that will provide accurate information.
How to Use IFSC Code UCBA0003559 for Online Transfers?
Once you have the IFSC Code UCBA0003559 for the Ouat Campus branch of Uco Bank in Khurda, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003559. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0003559.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Ouat Campus in Khurda, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Ouat Campus, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khurda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003559.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ouat Campus, Infront Of City Womens College, Unit-8 Po 751003 located in Khurda, Bhubaneswar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.