Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Keonjhar branch in Keonjhar, Keonjhar, Odisha, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Keonjhar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0002284. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Keonjhar, Keonjhar
Here are the main details that are associated with the IFSC Code UCBA0002284 of Uco Bank for its branch located in Keonjhar, within the district of Keonjhar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002284 |
| Branch | Keonjhar |
| City | Keonjhar |
| District | Keonjhar |
| State | Odisha |
| Address | Pabitra Diha, Mining Road ,Keonjhar ,Odisha Pin 758001 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Keonjhar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002284 for the Keonjhar branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Keonjhar, Keonjhar, Odisha, are given a unique IFSC like UCBA0002284 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Keonjhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Keonjhar and Keonjhar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Keonjhar goes to the correct branch. This is important because Uco Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0002284
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Keonjhar in Keonjhar.
For example, the IFSC Code UCBA0002284 of Uco Bank for the Keonjhar branch includes these elements, identifying the bank and the branch location in Keonjhar and Odisha accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002284 of Uco Bank for its Keonjhar branch located in Keonjhar, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Keonjhar and Keonjhar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Keonjhar or Keonjhar to get the exact IFSC Code UCBA0002284.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Keonjhar, then it will provide you proper information.
How to Use IFSC Code UCBA0002284 for Online Transfers?
If you have the IFSC Code UCBA0002284 for the Keonjhar branch of Uco Bank in Keonjhar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002284. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002284.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Keonjhar in Keonjhar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Keonjhar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Keonjhar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002284.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pabitra Diha, Mining Road ,Keonjhar ,Odisha Pin 758001 located in Keonjhar, Keonjhar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.