Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Keonjhar City branch in Keonjhar, Keonjhar, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Keonjhar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UCBA0003466. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Keonjhar City, Keonjhar
Here are the key points that are associated with the IFSC Code UCBA0003466 of Uco Bank for its branch located in Keonjhar, within the district of Keonjhar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0003466 |
| Branch | Keonjhar City |
| City | Keonjhar |
| District | Keonjhar |
| State | Odisha |
| Address | Plot No 281, Khata No 86/118, At Satasinga Unit No 13, Keonjhar, Odisha 758001 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Keonjhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003466 for the Keonjhar City branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Keonjhar City, Keonjhar, Odisha, is provided a unique IFSC like UCBA0003466 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Keonjhar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Keonjhar and Keonjhar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Keonjhar City do not get misguided to another person.
Format of the IFSC Code UCBA0003466
The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keonjhar City in Keonjhar.
For example, the IFSC Code UCBA0003466 of Uco Bank for the Keonjhar City branch includes these elements, identifying the bank and the branch location in Keonjhar and Odisha correctly.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0003466 of Uco Bank for its Keonjhar City branch located in Keonjhar, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Keonjhar and Keonjhar, print them on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Keonjhar City or Keonjhar to get the exact IFSC Code UCBA0003466.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Keonjhar, you'll get the correct details.
How to Use IFSC Code UCBA0003466 for Online Transfers?
Once you have the IFSC Code UCBA0003466 for the Keonjhar City branch of Uco Bank in Keonjhar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0003466. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0003466.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Keonjhar City in Keonjhar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Keonjhar City, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Keonjhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0003466.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No 281, Khata No 86/118, At Satasinga Unit No 13, Keonjhar, Odisha 758001 located in Keonjhar, Keonjhar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.