Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Rajgarh Road Guwahati branch in Kamrup, Guwahati, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0001669. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Rajgarh Road Guwahati, Kamrup
Here are the key points that are associated with the IFSC Code UCBA0001669 of Uco Bank for its branch located in Kamrup, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0001669 |
| Branch | Rajgarh Road Guwahati |
| City | Kamrup |
| District | Guwahati |
| State | Assam |
| Address | Rajgarh Road Bhangagarh Guwahati Kamrup ,Kamrup Metropolitan ,Assam Pin 781005 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Kamrup for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001669 for the Rajgarh Road Guwahati branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Rajgarh Road Guwahati, Kamrup, Assam, are given a unique IFSC like UCBA0001669 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kamrup and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Rajgarh Road Guwahati goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0001669
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajgarh Road Guwahati in Kamrup.
For example, the IFSC Code UCBA0001669 of Uco Bank for the Rajgarh Road Guwahati branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0001669 of Uco Bank for its Rajgarh Road Guwahati branch located in Kamrup, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Rajgarh Road Guwahati or Kamrup to get the exact IFSC Code UCBA0001669.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Kamrup that will provide accurate information.
How to Use IFSC Code UCBA0001669 for Online Transfers?
Once you have the IFSC Code UCBA0001669 for the Rajgarh Road Guwahati branch of Uco Bank in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0001669. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0001669.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Rajgarh Road Guwahati in Kamrup may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Rajgarh Road Guwahati, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kamrup manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0001669.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rajgarh Road Bhangagarh Guwahati Kamrup ,Kamrup Metropolitan ,Assam Pin 781005 located in Kamrup, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.