The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Barshapara branch in Kamrup Metro, Guwahati, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Kamrup Metro or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0003040. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Barshapara, Kamrup Metro

Here are the main details that are associated with the IFSC Code UCBA0003040 of Uco Bank for its branch located in Kamrup Metro, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003040
Branch Barshapara
City Kamrup Metro
District Guwahati
State Assam
Address Uco Bank,Barshapara Branch Opp.South Point School Barshapara,Guwahati ,Kamrup Metropolitan ,Assam Pin 781018

These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Kamrup Metro for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003040 for the Barshapara branch of Uco Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Barshapara, Kamrup Metro, Assam, are given a unique IFSC like UCBA0003040 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamrup Metro.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kamrup Metro and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Barshapara goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0003040

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barshapara in Kamrup Metro.

For example, the IFSC Code UCBA0003040 of Uco Bank for the Barshapara branch includes these elements, identifying the bank and the branch location in Kamrup Metro and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003040 of Uco Bank for its Barshapara branch located in Kamrup Metro, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Kamrup Metro and Guwahati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Barshapara or Kamrup Metro to get the exact IFSC Code UCBA0003040.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Kamrup Metro, you'll get the correct details.

How to Use IFSC Code UCBA0003040 for Online Transfers?

Once you have the IFSC Code UCBA0003040 for the Barshapara branch of Uco Bank in Kamrup Metro, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0003040. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0003040.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Barshapara in Kamrup Metro, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Barshapara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamrup Metro manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Barshapara, Kamrup Metro?

The IFSC Code is UCBA0003040.

Is the IFSC Code UCBA0003040 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Barshapara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barshapara branch?

The address of the branch is Uco Bank,Barshapara Branch Opp.South Point School Barshapara,Guwahati ,Kamrup Metropolitan ,Assam Pin 781018 located in Kamrup Metro, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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