Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Basistha branch in Kamrup, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0003037. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Basistha, Kamrup

Here are the key points that are associated with the IFSC Code UCBA0003037 of Uco Bank for its branch located in Kamrup, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0003037
Branch Basistha
City Kamrup
District Guwahati
State Assam
Address Basistha Branch 3037 Borah Commercial Complex Near Housing Bus Stop Beltola,Guwahati ,Kamrup Metropolitan ,Assam Pin 781028

These details help users in online banking and for businesses and individuals who use Uco Bank in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0003037 for the Basistha branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0003037 is given to every bank branch, including Uco Bank located in Basistha, Kamrup, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup and Guwahati.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Basistha doesn't end up at another location.

Format of the IFSC Code UCBA0003037

The format of the IFSC Code for banks, including Uco Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basistha in Kamrup.

For example, the IFSC Code UCBA0003037 of Uco Bank for the Basistha branch includes these elements, identifying the bank and the branch location in Kamrup and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0003037 of Uco Bank for its Basistha branch located in Kamrup, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Basistha or Kamrup to get the exact IFSC Code UCBA0003037.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Kamrup that will provide accurate information.

How to Use IFSC Code UCBA0003037 for Online Transfers?

Once you have the IFSC Code UCBA0003037 for the Basistha branch of Uco Bank in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0003037. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0003037.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Basistha in Kamrup, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Basistha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Basistha, Kamrup?

The IFSC Code is UCBA0003037.

Is the IFSC Code UCBA0003037 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Basistha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Basistha branch?

The address of the branch is Basistha Branch 3037 Borah Commercial Complex Near Housing Bus Stop Beltola,Guwahati ,Kamrup Metropolitan ,Assam Pin 781028 located in Kamrup, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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