Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Kokrajhar branch in Kakrojhar, Kokrajhar, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Kakrojhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000495. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Kokrajhar, Kakrojhar
The table below shows the main details of the IFSC Code UCBA0000495 for the Uco Bank branch in Kakrojhar, which falls under the Kokrajhar district in Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000495 |
| Branch | Kokrajhar |
| City | Kakrojhar |
| District | Kokrajhar |
| State | Assam |
| Address | Uco Bankkokrajhar 783370 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Kakrojhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000495 for the Kokrajhar branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Kokrajhar, Kakrojhar, Assam, is provided a unique IFSC like UCBA0000495 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Uco Bank branch in Kakrojhar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kakrojhar and Kokrajhar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Kokrajhar do not get misguided to another person.
Format of the IFSC Code UCBA0000495
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kokrajhar in Kakrojhar.
For example, the IFSC Code UCBA0000495 of Uco Bank for the Kokrajhar branch includes these elements, identifying the bank and the branch location in Kakrojhar and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000495 of Uco Bank for its Kokrajhar branch located in Kakrojhar, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Kakrojhar and Kokrajhar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Kokrajhar or Kakrojhar to get the exact IFSC Code UCBA0000495.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Kakrojhar, you'll get the correct details.
How to Use IFSC Code UCBA0000495 for Online Transfers?
Once you have the IFSC Code UCBA0000495 for the Kokrajhar branch of Uco Bank in Kakrojhar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000495. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000495.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Kokrajhar in Kakrojhar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Kokrajhar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kakrojhar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kokrajhar Kakrojhar branch is UCBA0000495.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Uco Bankkokrajhar 783370.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.