Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Hatigarh No.I branch in Kakrojhar, Kokrajhar, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Kakrojhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002648. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Hatigarh No.I, Kakrojhar

The table below shows the main details of the IFSC Code UCBA0002648 for the Uco Bank branch in Kakrojhar, which falls under the Kokrajhar district in Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002648
Branch Hatigarh No.I
City Kakrojhar
District Kokrajhar
State Assam
Address Hatigarh No.1 Branch Vill And Po Guurufela Dist Kokrajhar.Btad ,Kokrajhar ,Assam Pin 783360

These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Kakrojhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002648 for the Hatigarh No.I branch of Uco Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Hatigarh No.I, Kakrojhar, Assam, are allotted a unique IFSC like UCBA0002648 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kakrojhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kakrojhar and Kokrajhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Hatigarh No.I reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code UCBA0002648

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hatigarh No.I in Kakrojhar.

For example, the IFSC Code UCBA0002648 of Uco Bank for the Hatigarh No.I branch has these elements, identifying the bank and the branch location in Kakrojhar and Assam correctly.

How to Find IFSC Code for Uco Bank?

If you are looking for the IFSC Code UCBA0002648 of Uco Bank for its Hatigarh No.I branch located in Kakrojhar, the following methods can help:

Cheque Book

The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Uco Bank branches in Kakrojhar and Kokrajhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Uco Bank and look for the branch locator section, then search for Hatigarh No.I or Kakrojhar to get the exact IFSC Code UCBA0002648.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Kakrojhar, then it will provide you proper information.

How to Use IFSC Code UCBA0002648 for Online Transfers?

Once you have the IFSC Code UCBA0002648 for the Hatigarh No.I branch of Uco Bank in Kakrojhar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002648. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002648.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Hatigarh No.I in Kakrojhar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Hatigarh No.I, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kakrojhar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Hatigarh No.I, Kakrojhar?

The IFSC Code is UCBA0002648.

Is the IFSC Code UCBA0002648 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Hatigarh No.I?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hatigarh No.I branch?

The address of the branch is Hatigarh No.1 Branch Vill And Po Guurufela Dist Kokrajhar.Btad ,Kokrajhar ,Assam Pin 783360 located in Kakrojhar, Kokrajhar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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