The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Silpukhuri-Guwahati branch in Guwahati, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Uco Bank located in Guwahati or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000533. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Uco Bank, Silpukhuri-Guwahati, Guwahati
Here are the key points that are associated with the IFSC Code UCBA0000533 of Uco Bank for its branch located in Guwahati, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000533 |
| Branch | Silpukhuri-Guwahati |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| Address | G.N. Bordoloi Road,P.O. - Silpukhuri 781003 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Guwahati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000533 for the Silpukhuri-Guwahati branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0000533 is given to every bank branch, including Uco Bank located in Silpukhuri-Guwahati, Guwahati, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Guwahati.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Guwahati and Guwahati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Silpukhuri-Guwahati doesn't end up at another location.
Format of the IFSC Code UCBA0000533
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Silpukhuri-Guwahati in Guwahati.
For example, the IFSC Code UCBA0000533 of Uco Bank for the Silpukhuri-Guwahati branch includes these elements, identifying the bank and the branch location in Guwahati and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0000533 of Uco Bank for its Silpukhuri-Guwahati branch located in Guwahati, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Guwahati and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Silpukhuri-Guwahati or Guwahati to get the exact IFSC Code UCBA0000533.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Guwahati, then it will provide you proper information.
How to Use IFSC Code UCBA0000533 for Online Transfers?
Once you have the IFSC Code UCBA0000533 for the Silpukhuri-Guwahati branch of Uco Bank in Guwahati, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000533. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Uco Bank IFSC Code UCBA0000533.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Uco Bank Silpukhuri-Guwahati in Guwahati, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Silpukhuri-Guwahati, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Guwahati manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000533.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is G.N. Bordoloi Road,P.O. - Silpukhuri 781003 located in Guwahati, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.