Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Kharijapikon -Ct branch in Goalpara, Goalpara, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Goalpara or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002644. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Kharijapikon -Ct, Goalpara

Here are the key points that are associated with the IFSC Code UCBA0002644 of Uco Bank for its branch located in Goalpara, within the district of Goalpara in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002644
Branch Kharijapikon -Ct
City Goalpara
District Goalpara
State Assam
Address Vill Paikan Pt Ii P.O Krishnai Dist Goalpara ,Goalpara ,Assam Pin 783126

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Goalpara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002644 for the Kharijapikon -Ct branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Kharijapikon -Ct, Goalpara, Assam, is provided a unique IFSC like UCBA0002644 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Goalpara.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Goalpara and Goalpara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Kharijapikon -Ct do not get misguided to another person.

Format of the IFSC Code UCBA0002644

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharijapikon -Ct in Goalpara.

For example, the IFSC Code UCBA0002644 of Uco Bank for the Kharijapikon -Ct branch includes these elements, identifying the bank and the branch location in Goalpara and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002644 of Uco Bank for its Kharijapikon -Ct branch located in Goalpara, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Goalpara and Goalpara, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Kharijapikon -Ct or Goalpara to get the exact IFSC Code UCBA0002644.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Goalpara, you'll get the correct details.

How to Use IFSC Code UCBA0002644 for Online Transfers?

Once you have the IFSC Code UCBA0002644 for the Kharijapikon -Ct branch of Uco Bank in Goalpara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002644. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002644.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Kharijapikon -Ct in Goalpara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Kharijapikon -Ct, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Goalpara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Kharijapikon -Ct, Goalpara?

The IFSC Code is UCBA0002644.

Is the IFSC Code UCBA0002644 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Kharijapikon -Ct?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kharijapikon -Ct branch?

The address of the branch is Vill Paikan Pt Ii P.O Krishnai Dist Goalpara ,Goalpara ,Assam Pin 783126 located in Goalpara, Goalpara, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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