Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Baladmari Char Pt-Ii branch in Goalpara, Goalpara, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Goalpara or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002646. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Baladmari Char Pt-Ii, Goalpara

Below in the table are the key details related to IFSC Code UCBA0002646 of Uco Bank for its branch located in Goalpara, within the district of Goalpara in the state of Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002646
Branch Baladmari Char Pt-Ii
City Goalpara
District Goalpara
State Assam
Address Rupnagar Po Baladmari Ps Goalpara Distt Goalpara ,Goalpara ,Assam Pin 783101

These details helps users in online banking and for businesses and individuals who use Uco Bank in Goalpara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002646 for the Baladmari Char Pt-Ii branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Baladmari Char Pt-Ii, Goalpara, Assam, is provided a unique IFSC like UCBA0002646 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Goalpara.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Goalpara and Goalpara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Baladmari Char Pt-Ii do not get misguided to another person.

Format of the IFSC Code UCBA0002646

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baladmari Char Pt-Ii in Goalpara.

For example, the IFSC Code UCBA0002646 of Uco Bank for the Baladmari Char Pt-Ii branch includes these elements, identifying the bank and the branch location in Goalpara and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0002646 of Uco Bank for its Baladmari Char Pt-Ii branch located in Goalpara, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Goalpara and Goalpara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Baladmari Char Pt-Ii or Goalpara to get the exact IFSC Code UCBA0002646.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Goalpara, you'll get the correct details.

How to Use IFSC Code UCBA0002646 for Online Transfers?

Once you have the IFSC Code UCBA0002646 for the Baladmari Char Pt-Ii branch of Uco Bank in Goalpara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002646. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002646.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Baladmari Char Pt-Ii in Goalpara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Baladmari Char Pt-Ii, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Goalpara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Baladmari Char Pt-Ii, Goalpara?

The IFSC Code is UCBA0002646.

Is the IFSC Code UCBA0002646 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Baladmari Char Pt-Ii?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baladmari Char Pt-Ii branch?

The address of the branch is Rupnagar Po Baladmari Ps Goalpara Distt Goalpara ,Goalpara ,Assam Pin 783101 located in Goalpara, Goalpara, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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