For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Diphupara branch in Dimapur, Dimapur, Nagaland, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UCBA0002604. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Diphupara, Dimapur

Here are some of the key details that come with the IFSC Code UCBA0002604 of Uco Bank for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002604
Branch Diphupara
City Dimapur
District Dimapur
State Nagaland
Address 4Th Mile, Diphupar Village Council Building, Diphupar Village, Dimapur, Chumoukedima ,Nagaland Pin 797115

These details helps users in online banking and for businesses and individuals who use Uco Bank in Dimapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002604 for the Diphupara branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Diphupara, Dimapur, Nagaland, are given a unique IFSC like UCBA0002604 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dimapur and Dimapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Diphupara goes to the correct branch. This is important because Uco Bank has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0002604

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Diphupara in Dimapur.

For example, the IFSC Code UCBA0002604 of Uco Bank for the Diphupara branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0002604 of Uco Bank for its Diphupara branch located in Dimapur, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Diphupara or Dimapur to find the exact IFSC Code UCBA0002604.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Dimapur will provide accurate information.

How to Use IFSC Code UCBA0002604 for Online Transfers?

If you have the IFSC Code UCBA0002604 for the Diphupara branch of Uco Bank in Dimapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002604. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002604.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Diphupara in Dimapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Diphupara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dimapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Diphupara, Dimapur?

The IFSC Code is UCBA0002604.

Is the IFSC Code UCBA0002604 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Diphupara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Diphupara branch?

The address of the branch is 4Th Mile, Diphupar Village Council Building, Diphupar Village, Dimapur, Chumoukedima ,Nagaland Pin 797115 located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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