There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Dimapur branch in Dimapur, Dimapur, Nagaland, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Dimapur or anywhere in Nagaland can easily transfer funds instantly by using the correct IFSC Code UCBA0001975. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Dimapur, Dimapur

Here are some of the key details that come with the IFSC Code UCBA0001975 of Uco Bank for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001975
Branch Dimapur
City Dimapur
District Dimapur
State Nagaland
Address Kros Plaza N L Road Dimapur ,Dimapur ,Nagaland Pin 797112

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Dimapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0001975 for the Dimapur branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Dimapur, Dimapur, Nagaland, are given a unique IFSC like UCBA0001975 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dimapur and Dimapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Uco Bank in Dimapur goes to the correct branch. This is important because Uco Bank has thousands of branches in Nagaland and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UCBA0001975

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dimapur in Dimapur.

For example, the IFSC Code UCBA0001975 of Uco Bank for the Dimapur branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland accurately.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0001975 of Uco Bank for its Dimapur branch located in Dimapur, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Dimapur or Dimapur to find the exact IFSC Code UCBA0001975.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Dimapur will provide accurate information.

How to Use IFSC Code UCBA0001975 for Online Transfers?

If you have the IFSC Code UCBA0001975 for the Dimapur branch of Uco Bank in Dimapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001975. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001975.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Dimapur in Dimapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Dimapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dimapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Dimapur, Dimapur?

The IFSC Code is UCBA0001975.

Is the IFSC Code UCBA0001975 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Dimapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dimapur branch?

The address of the branch is Kros Plaza N L Road Dimapur ,Dimapur ,Nagaland Pin 797112 located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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