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IFSC Code of Uco Bank, Sapatgram, Dhubri, Assam — UCBA0000404

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Sapatgram branch in Dhubri, Dhubri, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000404. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Sapatgram, Dhubri

The table below shows the main details of the IFSC Code UCBA0000404 for the Uco Bank branch in Dhubri, which falls under the Dhubri district in Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000404
Branch Sapatgram
City Dhubri
District Dhubri
State Assam
Address Po-Sapatgramdist-Dhubri 783337

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Dhubri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0000404 for the Sapatgram branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Sapatgram, Dhubri, Assam, is provided a unique IFSC like UCBA0000404 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Dhubri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dhubri and Dhubri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Sapatgram do not get misguided to another person.

Format of the IFSC Code UCBA0000404

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sapatgram in Dhubri.

For example, the IFSC Code UCBA0000404 of Uco Bank for the Sapatgram branch includes these elements, identifying the bank and the branch location in Dhubri and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000404 of Uco Bank for its Sapatgram branch located in Dhubri, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Uco Bank branches in Dhubri and Dhubri, print them on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Sapatgram or Dhubri to get the exact IFSC Code UCBA0000404.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Dhubri, you'll get the correct details.

How to Use IFSC Code UCBA0000404 for Online Transfers?

Once you have the IFSC Code UCBA0000404 for the Sapatgram branch of Uco Bank in Dhubri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000404. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000404.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Sapatgram in Dhubri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sapatgram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dhubri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Sapatgram, Dhubri?

The IFSC Code is UCBA0000404.

Is the IFSC Code UCBA0000404 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Sapatgram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sapatgram branch?

The address of the branch is Po-Sapatgramdist-Dhubri 783337 located in Dhubri, Dhubri, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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